داستان آبیدیک

consumer financial protection bureau


فارسی

1 حسابداری و مالی:: دیوان حمایت از مشتریان مالی

This has created the CFPB (Consumer Financial Protection Bureau) and FSOC (Financial Stability Oversight Council). The Dodd-Frank Wall Street Reform and Consumer Protection Act (July 2010) "An act to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end 'too big to fail,' to protect the American taxpayer by ending bailouts, to protect con- sumers from abusive financial services practices, and for other purposes."14 It is a compendium of federal regulations, primarily affecting financial institutions by overseeing and regulating financial markets as a whole (the Financial Stability Oversight Council and the Orderly Liquidation Authority), as well as protecting their customers by creation of a new agency with broad consumer protection powers, the Consumer Financial Protection Bureau (CFPB). Prudential Bank Regulators Securities and Derivatives Regulators Other Regulators of Financial Activities Coordinating Forum Office of Comptroller of the Currency (OCC) Securities and Exchange Commission (SEC) Federal Housing Finance Agency (FHFA) Financial Stability Oversight Council (FSOC) Federal Deposit Insurance Corporation (FDIC) Commodities Futures Trading Commission (CFTC) Consumer Financial Protection Bureau (CFPB) Federal Financial Institutions Examinations Council (FFIEC) National Credit Unit Administration (NCUA) President's Working Group on Capital Markets Federal Reserve Board (FRB, or FED) Source: Edward V.

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2 عمومی:: دیوان حمایت از مصرف کنندگان خدمات مالی

The Consumer Financial Protection Bureau (CFPB) was opened in 2010 in re- sponse to the 2008 financial crisis that resulted from reckless practices by lending and investing institutions. The Consumer Financial Protection Bureau (CFPB) Created by the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, the Consumer Financial Protection Bureau (CFPB) has broad authority. The CFPB issues regulations under a number of consumer protection laws and has su- pervisory and enforcement authority over financial institutions with assets over $10 billion, including banks, savings associations, credit unions, consumer mortgage companies, payday lenders, and private college loan servicers (Mogilnicki & Malpass, 2013).

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